Liability Program

CSRM’s Liability Program includes Employment Practice civil lawsuits and we have an extended sublimit for Injunctive Relief and Title IX matters. Because of our long-term relationships with brokers, insurers and third party administrators, we are able to seek creative solutions to address the wide range of problems that come from handling liability claims.

We believe that it is better to empower our members to be in control of their Liability claims. JPA staff will personally assist member districts in matching counsel to each specific case so that the member has a choice in who is representing their interests.

Being member driven also means that we develop program limits suited to our members’ current needs, ensure deductibles are matched to each districts’ loss history, and even assist each member with reportable losses. Why pay deductibles that are not cost effective? Districts can save by funding at an affordable deductible where members can control rates. Nobody knows this better than a district – let CSRM assist you in identifying the appropriate funding level for your district’s needs. Through participation in our pool, we work with you in controlling reportable claims so that your loss run clearly defines the districts losses. Bring your nuisance value claims to us and let us work with you on resolving them outside of litigation, and we will assist you in reducing future liabilities.

Safety Credits are available for districts to preselect the amount they wish to fund for future risk management and safety expenses. Allow the JPA Financial Officer to develop a recommendation based on your past claims and future needs.